Zip Pay T&C's

 

How it works:

https://zip.co/how-zip-works

Allingtons is excited to offer you the Zip Pay payment option that allows you to 'Shop today, interest free and pay later with Zip’.

Zip Pay offers interest free payment plans for your online purchases at allingtons.com.au and instore. You buy what you want today, receive your order just as normal and pay it off how it suits you.

 

How do you pay with Zip Pay

It's easy! Every time you make a purchase we simply add it to your account. Then at the beginning of the month, we send you a summary (called a "statement") of what you spent and what you paid in the month. You can then pay it back in full at the end of the month or pay over time, interest free.

 

Terms of Use:

To see Zip Pay's complete terms, visit https://zippay.com.au/terms-conditions/

  • Zip Pay is available for instore and online at allingtons.com.au
  • Zip Pay is available on items marked with the Zip Pay logo. It is not available pre-ordered, back-ordered or waitlisted merchandise
  • The funds required for your first payment must be available on your nominated card at the time of checkout
  • If you wish to return your Zip Pay purchase, Allington's normal returns policy applies
  • Your Zip Pay purchase can be returned instore or via post using the returns form. When visiting instore, your purchase can also be exchanged for an alternate product or loyalty account credits to an equal or lesser value
  • If a payment is due from you, but not received by Zip Pay in accordance with the payment schedule, a late payment fee will be charged

 

Zip Pay FAQs

What is Zip Pay?▶
Zip Pay is a flexible payment option available for in-store and online orders. It lets you shop now and pay later with interest-free instalments, up to a limit of $1,000.
Why is Allingtons offering Zip Pay?▶
It gives you more flexibility when shopping with us—grab what you need now, pay over time, and avoid missing out while waiting for payday.
Is Zip Pay exclusive to Allingtons?▶
Nope—Zip Pay is a third-party service used by loads of Aussie retailers.
Who can use Zip Pay?▶
You’ll need to be:
  • 18 years or older
  • Living in Australia
  • Using an Aussie credit or debit card
  • Have a valid email and mobile number
What does Zip Pay cost?▶
Zip Pay is always interest-free. There’s a $9.95 monthly account fee, but it’s waived if you pay your closing balance in full by the due date. Miss a payment and a $7.50 late fee applies.
What’s the minimum and maximum spend?▶
Min order is $50, max is $1,000—including delivery.
Gift Cards are unavailable for purchase via Zip Pay
How are repayments made?▶
Your repayments are direct debited from your nominated card. You can pay weekly, fortnightly or monthly—but the minimum monthly repayment is $40. You can pay extra any time.
How do I sign up for Zip Pay?▶
  • Apply online via Zip’s sign-up page or during checkout.
  • They’ll do a quick check of your ID and credit info. If approved, your account is good to go for future purchases too.
Do I need to fill out a credit form?▶
No. Zip checks your credit during sign-up, but there’s no separate form to fill in.
How do I use Zip Pay at checkout?▶
  • Choose Zip Pay at checkout online.
  • In-store, use your Zip card via Apple Pay or Google Pay, or generate a single-use Visa card in the app.
Where can I find more info?▶
Head to Zip’s Help Centre for full details and live chat support.